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Under what circumstances does the foundation lose money?
There are three main reasons for general fund investment losses:

1, buy high, but lock it.

In particular, those friends who like to watch the fund income list and pick funds have become the pick-up man.

2. Don't sell, miss the profit.

Try to make money first and then redeem it, or forget to redeem it at all, just like making money.

Buying the wrong fund is beyond redemption.

The main reason is that every time a new fund is issued, major institutions will compete to promote it, but the new fund lacks market verification and empirical evidence, and investors can only rely on luck.