Negative medical insurance balances need to be paid back.
Medical insurance funds are raised based on individual contributions and government subsidies. If individual contributions are insufficient or government subsidies are reduced, the medical insurance fund will become negative.
At this time, individuals need to pay additional medical insurance premiums to make up for the fund gap, otherwise the individual's medical security rights may be affected.
Standards for filing a case for severance of medical insurance: 1. Unpaid social security fees: If a medical insurance participant fails to pay social security fees as required, or fails to pay social security fees on time, it will be deemed to be in arrears with social security fees, which may lead to severance of medical insurance; 2.
Medical insurance fraud: If a medical insurance participant engages in fraudulent behavior when using the medical insurance card, such as falsely listing medical expenses, etc., it will be deemed as medical insurance fraud, which may lead to the severance of medical insurance; 3. Medical insurance qualifications do not meet the requirements:
If the identity certificate, household registration and other relevant certification materials of a person participating in medical insurance do not meet the requirements for medical insurance, they will be deemed to be ineligible for medical insurance, which may lead to the severance of medical insurance.
To sum up, if the negative balance of medical insurance needs to be paid back, you can participate in medical insurance and pay medical insurance fees on time so that you can enjoy medical protection when you seek medical treatment.
Legal basis: Article 26 of the "Social Insurance Law of the People's Republic of China" The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.
Article 27 If an individual who participates in the basic medical insurance for employees reaches the legal retirement age and has paid cumulative contributions for the number of years specified by the state, he will no longer pay basic medical insurance premiums after retirement and will enjoy basic medical insurance benefits in accordance with the regulations of the state;
Yes, you can pay until the number of years specified by the state.
Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.