This means that depositing money in Qingqiantong will earn interest, similar to Alipay's Yu'E Bao.

Lingqiantong is a monetary fund product launched by a subsidiary of Tencent in cooperation with a number of financial institutions that can be used for payment.

Users can use the money in Lingqiantong directly for consumption, such as transferring money, sending red envelopes, scanning QR codes to pay, and paying off credit cards, etc.

At the same time, when the funds are not used in Lingqiantong, you can automatically earn income.

Bank card transfers are free of charge, making it easy to earn temporary income from transferred funds; you can also set up automatic transfer of salary cards, automatically transfer pocket money every month, earn while doing it, and automatically generate bills.

Lingqiantong provides sales services of money fund products by fund sales agencies, and fund companies provide operation and management services of money funds.

Users transfer funds to Lingqiantong, that is, they purchase the currency fund products they choose and enjoy the currency fund income.

Please see the subscription page for details of the corresponding sales agencies and monetary fund product names.

During the fund sales process, fund sales agencies provide investors with services such as fund product promotion, account opening, subscription, subscription, redemption, and transaction information inquiry.

The sales agency does not directly provide fund products and does not participate in product investment operations.

As a provider of fund products, fund companies manage fund operation activities such as the collection of fund products, the investment of fund assets, and income distribution in accordance with the relevant requirements of laws and regulations.

When users purchase relevant currency fund products through Lingqiantong, they need to carefully read product-related materials such as fund contracts and prospectuses, carefully understand the investment risks of the products, fully consider their own risk tolerance, and make investment decisions independently.