The fund may lose all the principal, and the fund usually does not promise to protect the principal. The risks of the fund are divided into low risk, medium risk and medium high risk. Low-risk funds, such as money funds, although the risk is very low and the principal is not guaranteed, the probability of principal loss is relatively low; Medium-risk funds, such as Bosera Gold, have higher risk of principal loss, while medium-high risk funds, such as various securities investment funds, have the highest risk of principal loss. If you are not sure about the market, you will have a greater chance of losing the principal, and you may lose it all.

How to withdraw the fund principal:

If you want to withdraw the fund principal, you can withdraw the principal as long as you redeem it. When redeeming, you can choose the share to be redeemed. You can choose partial redemption or full redemption. As for the redemption time, it depends on the type of fund you buy and sell. If open-end funds can be redeemed at any time, closed-end funds need to wait until the end of the closed period. The following are the ways to withdraw the principal:

If you buy funds through bank channels, you need to bring your valid certificate to the bank counter for consultation and follow the staff's instructions. If you buy a fund from a fund company, log in to the selected fund company official website, find "Online Fund" on the page, and then click "Redeem Fund" on the page to redeem it.

How much principal does speculative fund need:

There is no fixed value for investors to buy funds according to their own trading places and fund types. For investors, trading funds in the market, the principal they need is related to the number of funds they buy and the price of the funds. For example, the price of an on-site fund is 1.5 yuan, and the minimum subscription unit of an investor is 100, so the minimum principal is 150 yuan. Therefore, the higher the price of on-site funds and funds, the more investors buy, and the more principal they need.

Investors buy funds over the counter, and the required principal varies according to the types of funds. For some money funds, the minimum subscription threshold is 1 yuan, which means that investors can also purchase funds with the principal of 1 yuan, while for some bond funds and equity funds, the minimum subscription threshold is 10 yuan, which means 1 ,000 yuan.