Insurance premiums paid by insurance institutions; Property distributed during the liquidation of the insurance institution; Income from the use of deposit insurance funds by deposit fund management institutions; Analysis of Other Legal Income Article 6 of the Deposit Insurance Regulations stipulates that the sources of deposit insurance funds include: (1) premiums paid by insurance institutions; (2) Property distributed in the liquidation of the insurance institution; (three) the income obtained by the deposit insurance fund management institution from the use of the deposit insurance fund; (4) Other lawful income. Expanding knowledge insurance laws and regulations Article 1 These Regulations are formulated for the purpose of establishing and standardizing the deposit insurance system, protecting the legitimate rights and interests of depositors according to law, preventing and defusing financial risks in a timely manner, and maintaining financial stability. Article 2 Commercial banks, rural cooperative banks, rural credit cooperatives and other deposit-taking banking financial institutions (hereinafter referred to as insurance institutions) established in People's Republic of China (PRC) shall take out deposit insurance in accordance with the provisions of these Regulations. The provisions of the preceding paragraph shall not apply to branches established outside People's Republic of China (PRC) by insurance institutions or branches established in People's Republic of China (PRC) by foreign banks. However, unless there are other arrangements for deposit insurance system in People's Republic of China (PRC) and other countries or regions. Article 3 The term "deposit insurance" as mentioned in these Regulations refers to a system in which insurance institutions pay premiums to deposit insurance fund management institutions to form deposit insurance funds, and deposit insurance fund management institutions pay insured deposits to depositors in accordance with the provisions of these Regulations and take necessary measures to maintain the safety of deposits and deposit insurance funds. [2] Article 4 Insurance deposits include RMB deposits and foreign currency deposits absorbed by insurance institutions. Except for interbank deposits of financial institutions, deposits of senior managers of insurance institutions in this insurance institution and other deposits not covered by the deposit insurance fund management institution. Article 5 Deposit insurance shall be paid in a limited amount, with a maximum payment limit of 500,000 yuan. The People's Bank of China, together with relevant departments of the State Council, may adjust the maximum payment limit according to factors such as economic development, changes in deposit structure and financial risks, and report it to the State Council for approval before promulgation and implementation. If the sum of the deposit principal and interest of all insured deposit accounts of the same depositor in the same insurance institution is within the maximum repayment limit, it will be paid in full; The part exceeding the maximum payment limit shall be compensated from the assets liquidated by the insurance institution according to law. After the insurance fund management institution pays the insured deposit of the depositor, it obtains the creditor's rights of the depositor in the same repayment order from the insurance institution within the scope of the payment amount. The repayment method of social insurance fund and housing provident fund deposit shall be formulated separately by the People's Bank of China in conjunction with the relevant departments of the State Council and submitted to the State Council for approval. Article 6 The sources of deposit insurance funds include: (1) insurance premiums paid by insurance institutions; (2) Property distributed in the liquidation of the insurance institution; (three) the income obtained by the deposit insurance fund management institution from the use of the deposit insurance fund; (4) Other lawful income.