1. Periodic quota method

2. Price-earnings ratio method

3. Constant market value method

4. Pyramid method

0 1

Periodic quota method

Let's talk about the first method, the open method of fixed-term quota:

Case:

Xiaoming had 240,000 yuan to buy funds, so he divided the 240,000 yuan into 24 shares, each with 6.5438+0.00 million yuan, and invested 6.5438+0.00 million yuan every other month until the investment was completed in 24 months.

Strategic advantages:

Because it takes two years to allocate investment in batches to share the cost, the investment risk is small. If the market falls first and then rises, it is easy to allocate a smile curve.

Disadvantages of the strategy:

Losing the opportunity cost, if the bull market comes soon after the investment, it will lead to stepping on the air.

02

Price-earnings ratio method

Let's talk about the second one, the price-earnings ratio method.

Case:

Xiaoming has 240,000 yuan in his hand, and divides the capital into 24 shares, each of which is 1 1,000 yuan, and then determines the actual number of shares invested each month according to the latest market valuation until the investment is completed.

Strategic advantages:

When the market is low, we will buy more stocks, and we will open positions at the bottom faster than the conventional quota method, thus improving the yield.

Disadvantages of the strategy:

It needs some data calculation and depends on the long-term balance and stability of the market valuation center. If the market valuation center changes greatly, the strategy will be invalid.

03

Constant market value method

The constant market value method is also a regular and irregular opening method, but the method is slightly different from the PE ratio method.

Strategic advantages:

Compared with the regular quota strategy, the constant market value method has a very strong effect of buying low and selling high, so the annualized rate of return of funds is very high.

Disadvantages of the strategy:

The constant market value method is more extreme. In the past two years, this method has been adopted, so far the position is only 70%, which has not been completed, resulting in a low fund position.

Therefore, with the market value unchanged, you'd better think clearly about where to put the spare money you haven't invested, otherwise it will be a loss if you leave it idle.

04

Pyramid opening method

A method of adding positions at any time.

The principle of this method is similar to that of fixed investment, but there is no stipulation on how long the investment cycle is. If the market falls rapidly, it may even be completed in a month.

Strategic advantages:

In the falling market, it can quickly help us complete low-cost positions.

For example, it took only one month for the stock market to fall from 3400 points to 2800 points this year. If you use the regular method, you will miss the opportunity to add positions at the bottom, but you can use the pyramid method to bargain in time.

Disadvantages of the strategy:

If the market rises unilaterally after the pyramid opening method is adopted, then we will not continue to open positions later. If it is a big bull market, it will be completely empty.

So in this way, it is best to establish a bottom position, such as 20%-50%, so that even if the subsequent market rises, it will not lose too much opportunity cost.