College students can apply for interest-free business loans in banks, such as China Bank, China Construction Bank, China Merchants Bank, China Everbright Bank, Bank of Communications, Minsheng Bank and other major banks. Therefore, as long as the borrower meets the conditions for applying for interest-free entrepreneurial loans for college students, he can bring relevant information to major banks to apply for interest-free entrepreneurial loans for college students.

Extended data:

Conditions for applying for interest-free entrepreneurial loans for college students:

1, college degree or above;

2. Not employed for more than 6 months after graduation, and registered as unemployed in the local labor and social security department;

3. Having a fixed residence or business premises;

4. Have a business license and a business license;

5. Have a stable income and the ability to repay principal and interest;

6. The invested project has certain self-owned funds.

After meeting the above application conditions, you can submit an application to the bank. The materials you need to provide when applying include proof of marital status, personal or family income and property status and other repayment ability documents; Agreements and contracts related to the purpose of the loan; Guarantee materials.

The application process of interest-free entrepreneurial loans for college students is as follows:

1. Prepare ID card, student ID card, school report card or graduation certificate, degree certificate, bank running water and other income certificates, business license and relevant certificates and other materials to apply for a loan at the service center of College Students Pioneer Park, get the application form and fill it out, and then submit the form and materials together.

2. The service center of college students' pioneer park shall conduct preliminary examination.

3. After passing the preliminary examination, the Personnel Bureau, the Finance Bureau and other relevant departments will review the industry orientation, enterprise scale and registered capital, and verify the discount amount.

4 personnel bureau publicity after the assessment of the loan discount object and discount amount.

5. If there is no objection after publicity, the Personnel Bureau will issue a notice of examination and approval.

6. The Finance Bureau allocates funds from special funds to support college students to start their own businesses.

How long does it take for interest-free loans for college students to start businesses to be disbursed?

College students apply for interest-free loans when starting a business. After submitting the application, the management service center of college students' pioneer park first conducts the preliminary examination; After passing the preliminary examination, the personnel bureau, the Finance Bureau and other relevant departments will review the industry orientation, enterprise scale, registered capital, profits and taxes, etc. This process takes about a week or two.

After the examination and approval of the discount amount, the Personnel Bureau and the applicant's community will publicize the loan discount object and discount amount for 5 working days. After publicity, if there is no objection, the Personnel Bureau will issue a notice of approval. At that time, the Finance Bureau will allocate funds from the special funds to support college students' self-employment, and generally receive loans within one week.

Generally speaking, it takes about one month for college students to start interest-free loans, from application submission to fund distribution. If the speed is fast, it may be completed in less than half a month. Borrowing students can check the loan progress at any time. If the progress has not changed, they can also directly call for consultation.

How to handle interest-free loans for rural women's entrepreneurship?

First, the documents and materials that need to be submitted for formalities mainly include:

1, written application;

2. Valid employment and unemployment registration certificate;

3. Industrial and commercial business license;

4. Tax registration certificate;

5. Valid identity documents of both husband and wife;

6, business site certificate or lease contract. Eligible personal loans shall be voluntarily applied by myself. The community and street labor security service agencies shall first fill in the Approval Form for Personal Application for Business Guarantee Loan, and the materials shall be recommended to the business guarantee center for confirmation after preliminary examination. Finally, the commercial bank shall examine and approve the loan issuance procedures.

Individuals applying for business guarantee loans need to have good personal credit information. Therefore, it is recommended to verify personal credit information at the bank first, and then apply for review through community streets.

Small secured loans for business start-ups are support funds for laid-off workers in cities and towns, retired soldiers, college graduates, land-lost farmers, returning entrepreneurs and other groups of people. The loan amount is RMB 6,543,800+0.5 million, with a term of 2 years and no interest.

Extended data

Borrowers who propose interest-free loans need to submit a written application in advance and must meet the following conditions:

1. Unemployed persons: employment unemployment registration certificates issued by human resources and social security departments at all levels (hereinafter referred to as human resources and social security departments) (re-employment concession certificates and unemployment certificates issued before 20 10 12 3 1 can also be used continuously);

2. Demobilized soldiers: valid certificates for military personnel to leave active service and employment and unemployment registration certificates issued by the human and social departments;

3. College graduates: graduation certificates of ordinary colleges, secondary vocational schools and technical schools and employment unemployment registration certificates issued by the human resources and social departments;

4. Disabled persons: a disability certificate and the Employment and Unemployment Registration Certificate issued by the human and social departments are required;

5. Migrant workers who return to their hometowns to start businesses: proof of going out to work issued by the labor and social security agency of the township (street) where the household registration is located;

6. Urban and rural individual women: the integrity certificate of the village Committee and neighborhood Committee where the household registration is located;

7. Partnership.

People's Network-How to apply for interest-free loans for women entrepreneurs!

How to apply for an interest-free loan for individual entrepreneurship

Interest-free loan process for college students' entrepreneurship;

1. When applying for the registration of the establishment of individual industrial and commercial households, college graduates shall present to the registration authority the graduation certificate and personal identity card of ordinary colleges and universities, and the national employment registration certificate for graduates of ordinary colleges and universities or the national employment registration certificate for graduate students (hereinafter referred to as the "registration certificate") issued by the employment authorities of provincial colleges and universities;

2. After verification by the registration authority, go through the registration formalities according to law, indicate the registration time on the registration certificate, affix the seal of the registration authority and return it to me, and indicate "college graduate" after the name of the business license operator of individual industrial and commercial households;

3. College graduates are exempt from the above-mentioned related fees with the business license of individual industrial and commercial households.

Extended data:

Application conditions

1, identification;

2. Students need to provide student ID cards and transcripts;

3. Graduates are required to provide graduation certificates and degree certificates;

4. Checklist of frequently used bankbooks or bank cards in the past 6 months;

5. Other credit certificates: scholarship certificate, class cadre certificate, club activity certificate, various honor/social reward certificates, such as blood donation and voluntary teaching.

6. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department.

Baidu Encyclopedia-Interest-free loans for college students' entrepreneurship

How do I apply for an interest-free loan from a venture capital fund?

The borrower must meet the application conditions of 6.5438+0.5 million yuan for business start-up loan: it belongs to key employment groups, such as self-employed farmers, migrant workers, veterans, college graduates, etc. The applicant and his spouse have good credit and no overdue records; At present, there are no other loans except student loans, mortgages, car loans and micro-loans below 50,000 yuan. The applicant has certain repayment ability.

After meeting the loan application conditions, the borrower may apply to the local labor and employment service department. After receiving the application, the labor and employment service department will conduct a comprehensive data review. After the approval, the borrower needs to go through the guarantee formalities at the local guarantee center. After the formalities are completed, the bank will issue 6.5438+0.5 million yuan of venture loan funds. The bank applies for relevant information, and the audit results will come out within one natural day. After approval, you can continue to handle the loan business. Interest-free loan for venture capital is a special loan that the state encourages venture enterprises to discount interest. The following is the application process for interest-free loans from venture capital funds.

Prepare application materials, including identification, marital status, family income certificate and bank-approved guarantee. At the same time, the guarantee must have an evaluation report. The applicant shall submit the loan project to the guarantee institution for examination and approval, and the guarantee institution shall issue the loan application to the applicant after examination and approval. The applicant submits loan information and loan application form to the loan bank. Entrepreneurial projects shall conform to state regulations and shall not engage in illegal business activities prohibited by the state. The above are some conditions that need to be met in applying for interest-free loans from venture capital funds, and I hope it will help everyone. The interest-free loan of the venture fund is subsidized by the national financial department, and the borrower does not need to pay the interest generated during the loan period, but only needs to repay the principal when it expires.

Bian Xiao gave a detailed explanation of this problem. Bian Xiao made a detailed interpretation of this issue, hoping to help everyone. You can leave me a message in the comments section if you have any questions. You can comment with me more. If there is anything wrong, you can also interact with me more. If you like the author, you can also follow me. My praise is the greatest help to me. Thank you.