Development fund financial institution: China Development Bank.

Policy banks: Agricultural Development Bank of China, Export-Import Bank of China.

Large state-owned commercial banks: Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, Bank of China, Bank of Communications, Postal Savings Bank of China.

National joint-stock banks: China Merchants Bank, Industrial Bank, China CITIC Bank, China Everbright Bank, etc.

City commercial banks: Bank of Shanghai, Bank of Beijing, Bank of Guangzhou, etc.

Rural commercial banks: Shanghai Rural Commercial Bank, Guangzhou Rural Commercial Bank, Beijing Rural Commercial Bank, etc.

Rural banks: Bank of China, Fudeng Rural Bank, HSBC Rural Bank, etc.

Foreign banks: HSBC, Citibank, Standard Chartered Bank, Bank of East Asia, etc.

1. Bank of China includes Agricultural Bank of China, China Merchants Bank, Industrial and Commercial Bank of China, Bank of China, China Construction Bank, Bank of Communications, China Rural Science and Technology Bank, Postal Savings Bank of China, China Sino Bank, Industrial Bank, Shanghai Pudong Development Bank, China Minsheng Bank, Hua Xia Bank,

Regional development (commercial) banks, etc.

A bank is a financial institution established in accordance with the law to engage in currency and credit business.

They are also the product of the development of commodity economy and monetary economy to a certain stage.

Generally speaking, China's mainstream banks are mainly divided into the above eight categories.

The main basis for distinction is: whether the controlling shareholder is a state-owned asset, the bank's establishment level, the bank's positioning, the bank's service groups, the region where the bank is located, etc. It should be noted that due to regulatory regulations and geographical divisions, if it is a local bank, it cannot cross regions.

Business, we need to avoid when doing business.

2. Chinese banks can basically be divided into: Central Bank: People’s Bank of China.

Chinese policy banks: China Development Bank, Agricultural Development Bank of China, Export-Import Bank of China.

Sixteen representative commercial banks: Fourteen national joint-stock commercial banks: (6 in Beijing) Minsheng Bank, Hua Xia Bank, China Everbright Bank, CITIC Industrial Bank, Bank of China, China Construction Bank; (1 in Yantai) Hengfeng Bank;

(2 in Shanghai) Shanghai Pudong Development Bank and Bank of Communications; (1 in Hangzhou) Zheshang Bank; (1 in Fuzhou) Industrial Bank; (2 in Shenzhen) Shenzhen Development Bank and China Merchants Bank; (1 in Guangzhou) China Guangfa Bank.

There are 2 wholly-owned commercial banks in the country: (2 in Beijing) Industrial and Commercial Bank of China and Agricultural Bank of China.

Other Chinese-funded banks, credit unions, postal savings offices, etc.

For example, there are 114 city commercial banks, 1 housing bank (Sino-German Housing Savings Bank), and others.

foreign banks.

For example, there are 191 foreign financial institutions operating in China, such as Citibank of the United States, HSBC of the United Kingdom, Standard Chartered Bank of the United Kingdom, Bank of East Asia of Hong Kong, Nanyang Commercial Bank of Hong Kong and soon 3. The central bank, the People's Bank of China, is the Central Bank of China.

.

In fact, it is an administrative agency.

Basically, it does not handle banking for individuals and businesses.

Policy banks, including the Agricultural Development Bank, the Export-Import Bank and the China Development Bank, only handle policy banking business.

Commercial banks are financial institutions that provide credit intermediaries through deposits, loans, exchange, savings and other businesses.

Including Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank of China, Bank of Communications, etc., which can be subdivided into the following categories: State-owned commercial banks (ICBC, Agricultural Bank of China, China Construction Bank, China Telecom-China's first

A national joint-stock commercial bank) National joint-stock banks (156 such as CITIC, Everbright, Huaxia, China Merchants, Industrial, Minsheng, Zheshang, Hengfeng, etc.) City commercial banks (such as Bank of Shanghai, City Commercial Bank, etc.) Rural commercial banks

Rural cooperative bank credit unions include urban credit cooperatives and rural credit cooperatives.

Postal Savings only handles savings business.

Financial asset management companies, trust investment companies, finance companies, financial leasing companies and other non-bank financial institutions.