Fortunately, after four consecutive losses, it stopped falling and rebounded. On Friday, the market rose slightly, so that the original hanging heart can finally breathe a sigh of relief.
Put it down and put it down, but it is an indisputable fact that it has fallen for four consecutive days, and the income has fallen almost. To end the week with dividends, it can only be a little blood.
It seems that it will take some time to recover the principal loss. If you invest in a broad-finger fund or a bond fund with less risk, there is no problem. After all, the decline of these two funds is relatively small.
If you invest in a high-risk fund like Nuoan Growth, it will be a long way to go.
This science and technology fund is a fund that has been searched for topics continuously. If nothing else, it is scolded by investors.
A fund can do frequent hot searches, and no one except Nuoan. So there is a joke circulating on the Internet: "Why is Nuoan growing up? Because Nuoan is teaching you to grow up every day."
The story belongs to the story, but the growth is true. Want to learn to buy funds, want to grow rapidly.
I suggest you buy Nuoan, buy a Nuoan fund and feel its ups and downs. I guess I'm not afraid of buying any funds.
So what did the Nuoan Fund teach us in buying funds, and how can we learn lessons and grow faster?
1
Never touch an overvalued fund.
In fact, when it comes to performance, the performance of Nuoan Fund is good, and it also rises the fastest when the market rises, which is why this fund is so popular.
However, this fund is heavily invested in technology stocks. Technology is characterized by strong growth and large room for growth, but its defense ability is general and its decline is strong. The technology sector is overvalued at present.
We have two principles when buying a fund. One is that the market should be cheap, and the other is that the fund itself should be undervalued.
Cheap market: for example, when the market is at 2600-3000 points, it means that the market is cheaper. You can buy in large quantities at this time.
The market in March this year was a relatively cheap market, and the funds bought at that time were basically profitable.
Low valuation: Whether an investment product can be invested mainly depends on its low valuation. If the valuation is low, you can vote, indicating that it has stronger resilience.
From this market callback, it is not difficult to find that the most callbacks are the sectors with large gains in the previous period. For example: medicine, technology, consumption.
Banks, insurance and real estate declined slightly, and insurance remained red even when the market plummeted.
The reason why they can turn red shows that their valuation is low, there is a margin of safety, and the decline is naturally small. Once the style is switched, these undervalued sectors will have a better chance of rising, and the overvalued sectors will continue to have the risk of callback.
2
Stop before you go too far.
Many investors clearly understand this truth and know that they have to accept it when they are good, but they are greedy and finally become greedy.
A friend, who made a big profit of 65438+ million when the fund rose sharply in July, thought that the stock market could continue to rise and did not put it down in time when it was time to put it down.
Most of the purchases are technology and brokerage funds. In this callback, the income was basically adjusted back and the principal was lost.
There is a classic saying in trading funds: what you can buy is an apprentice, what you can sell is a master, and what the foundation buys is a collection.
For this overvalued variety, the best investment strategy is to accept it at a good time and not be greedy.
three
Know how to diversify your investments.
Don't put your eggs in the same basket, and watch the technology fund go up well, so you put all your assets on the technology fund.
It is very dangerous to put all the eggs in one basket. As long as this egg is broken, it means that there is no egg to cover the position.
When we invest, the first principle is not to use Man Cang, and we should keep five positions at all times, so that we can advance and retreat freely. If we fail, we still have enough money to make up for it. If we rise, it will be better. We can also redeem some funds to make up for the subsequent decline.
The second principle is diversification. Diversification is actually to avoid risks. The risk of a single fund is relatively large, but if it is spread to five funds, the risk will be significantly reduced.
One falls, the other rises. For example, if you buy a fund, you may lose 10%. By diversifying funds in different fields, the risk may become about 2%.
This obviously reduces the risk, so we must know how to diversify our investments, and we must also diversify our funds to buy different types of funds in different sectors.
For example: large-cap funds and small-cap funds, bond funds and equity funds, bank funds and technology funds.
These are some negatively related funds, with ups and downs, and finally they can make a profit.
No one who bought the fund has lost money, and the loss is not terrible. As long as you insist on staying in this market, constantly analyze and study investment strategies, gradually master some principles of buying and selling funds, and wait patiently, you will certainly achieve profitability.