Both public offering and private offering belong to fund wealth management products, but there are great differences in fund raising methods, information disclosure degree, investment threshold, fund managers' performance rewards and so on. Details are as follows: 1. There are different ways to raise funds: Public Offering of Fund can be sold publicly, advertised casually, sold in banks and bought by everyone. Private equity funds, on the other hand, cannot be sold publicly or publicized, and can only be targeted at specific investors (including institutions and individuals). Any publicly advertised private equity fund must be cautious when investing.

Second, the degree of information disclosure is different: although everyone in Public Offering of Fund can buy it, it has very strict requirements on information disclosure, and it is necessary to disclose its investment objectives, investment portfolio and other information in detail. Private equity funds do not have high requirements for information disclosure, and generally only need to disclose the contents of the project, and the specific operation process does not need to be disclosed.

Third, the investment threshold is different: the investment threshold of private equity funds is 6.5438+0 million RMB (Interim Measures for the Supervision and Administration of Private Equity Funds). Therefore, if the initial investment of a private equity fund you meet is less than 1 10,000, you should think carefully. Public Offering of Fund has its own "Pratt & Whitney" gene since its birth, so there is almost no investment threshold. Previously, under the impetus of Yu 'ebao, fund companies lowered the subscription threshold of funds to 100 yuan or even 1 yuan, further enhancing Public Offering of Fund's "people-friendliness".

Fourth, the performance returns are different: this is aimed at fund managers, but it is also of great significance to investors. Because for Public Offering of Fund, the fund manager's remuneration is only the fund management fee, not the performance reward, and the fund ranking only represents the honor for the fund manager. Different from private equity funds, the direct income source of fund managers is performance compensation. In this way, in Public Offering of Fund, the relationship between fund managers and investors is only that between investors and managers, and they are responsible for their own profits and losses. In private equity investment, the relationship between fund managers and investors is closer, and their interests are closely linked.