1. Risks and benefits: wealth management products are usually accompanied by certain risks. The risk levels of Bank of Communications wealth management products are different, from low risk to high risk. Before buying, please make sure that you know the risk status of the product so that you can make an informed decision according to your risk tolerance. At the same time, it should be noted that the expected return is not the actual return, and the return on investment may be affected by market fluctuations and other factors.
2. Liquidity: The liquidity of wealth management products will also affect your investment decision. Some wealth management products may not be redeemed during the investment period, or they need to pay a certain redemption fee. Before buying, please be sure to understand the redemption policy of the product, so as to withdraw funds in time when necessary.
3. Taxes and fees: Different wealth management products may charge different fees, such as management fees and custody fees. Before buying, please make sure you know all the possible expenses so that you can make an accurate judgment when calculating the actual income. In addition, the investment income may involve tax issues, and the tax impact needs to be considered before buying.
4. Comparison and Choice: When you decide to buy the wealth management products of Bank of Communications, you can compare the wealth management products of several banks to understand their differences in risks, benefits, expenses, liquidity and so on, so as to choose the products that best suit your needs.
In short, when you decide to buy Bank of Communications wealth management products, please make sure that you fully understand the characteristics and potential risks of the products, and make wise decisions according to your financial situation and risk tolerance. At the same time, financial management is a long-term financial planning, which needs to be configured in combination with its own investment objectives and time span.