Not necessarily. Investors can look at the investment target of the fund. When the investment target rises, the fund will rise, and investors will get benefits from it. On the other hand, if the investment target falls, the fund will also fall, which may cause corresponding losses. Because funds are not capital preservation products, there will be losses, and they are divided into different types of funds according to different investment targets.

Is the bank's wealth management product a fund?

No, bank wealth management products do not belong to funds. Bank wealth management and funds are a way for individuals to invest in wealth management. Bank wealth management products are fund investment management plans developed, designed and sold by banks for specific target customers, while funds are wealth management products issued by fund companies, and banks only provide sales platforms.

It should be noted that both of them have certain risks. Different products have different risk levels, but risks and benefits coexist.