Procedures for prepayment of provident fund: 1. First check the balance of the provident fund account and the balance after the loan is repaid, and initially calculate the repayment difference. 2, to the housing provident fund management center to receive application materials, application forms and fill in. 3. After the examination and approval, go through the formalities of withdrawing the provident fund and receive the notice of withdrawing the provident fund. 4 with the "notice" to the loan bank for repayment procedures.

Legal objectivity:

Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.