1. Seize the period and bargain-hunting appropriately.
When the fund is at the bottom, try to choose historical lows, but also pay attention to the fundamentals of the real economy. Generally, when the stock market bottoms out, the cost of buying stock funds is relatively low. If you have enough spare money, you can seize the opportunity and make up your position appropriately.
2. Buy bond funds to avoid risks
As we all know, equity funds are risky and have many uncertainties. When buying a fund at this time, you can consider buying a bond fund to avoid risks.
3. Long-term holding to resist short-term fluctuations
When the fund falls or loses money, many people are eager to sell the stop loss. Frequent operation requires a certain fee. If you hold it for a long time, you can generally overcome short-term fluctuations and effectively spread risks.
4. Redemption time
The deadline for fund trading is 15:00. If it is sold before 3 pm, it will arrive at the account before 24:00 on T day, and it will be calculated according to the unit net value after today's closing; If it is sold after 3 pm, it will arrive at the account before 24:00 of T+ 1, and it will be calculated according to the net value of the unit after closing tomorrow, that is, according to the net value of the next trading day.
Funds bought before three o'clock can know whether they are up or down according to today's fund valuation. If it goes up, it can be sold; if it goes down, it can be considered.
And the fund bought after three o'clock doesn't know what the fund valuation will be like tomorrow.
Therefore, in terms of redemption time, it is suggested that it will be slightly better to choose before 15:00.