According to the relevant laws and regulations of our country, the company must pay social insurance fees for its employees, which is its legal obligation. If the company stops insurance privately, it not only violates the law, but also damages the legitimate rights and interests of employees.

First, the company should pay social insurance fees for its employees.

Social insurance is a social security system established by the state to protect the basic needs of citizens. In China, social insurance includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. According to the Social Insurance Law of People's Republic of China (PRC), the employer shall pay social insurance premiums for employees. This is the legal obligation of the company and the basic guarantee for employees.

Second, it is against the law for the company to stop insurance without authorization.

If the company stops insurance without authorization, that is, stops paying social insurance fees for employees without employees' consent or legal procedures, then the company's behavior constitutes an illegal act. Because this behavior not only violates the provisions of the Social Insurance Law of People's Republic of China (PRC), but also violates the relevant provisions of the Labor Law of People's Republic of China (PRC), which damages the legitimate rights and interests of employees.

Third, the impact of the company's private suspension of insurance on employees.

The impact of the company's private suspension of insurance on employees is obvious. First of all, employees' social security rights and interests are infringed, which may lead to their illness, retirement or injury. Secondly, the enthusiasm and trust of employees may be hit, and their loyalty and sense of belonging to the company will also be reduced. Finally, employees may protect their rights and interests through legal channels, which may lead to legal disputes and bring economic losses to the company.

To sum up:

It is illegal for the company to stop insurance without authorization, which violates the relevant laws and regulations of our country and damages the legitimate rights and interests of employees. Companies should strictly abide by laws and regulations, pay social insurance for employees, and ensure their basic living needs. If the company stops insurance, employees have the right to ask the company to resume payment, and they can safeguard their rights and interests through legal channels.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58 provides that:

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Labor law of the people's Republic of China

Article 72 provides that:

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

People's Republic of China (PRC) labor contract law

Article 38 provides that:

Under any of the following circumstances, the employee may terminate the labor contract: (3) failing to pay social insurance premiums for the employee according to law;