You can still get a loan after the provident fund is withdrawn.

However, it should be noted that after the provident fund has been withdrawn, the provident fund cannot be withdrawn to pay the down payment when applying for a loan.

To apply for a housing provident fund loan, a lender must submit a written application to the bank and fill out a housing provident fund loan application form. However, for those customers who have withdrawn their provident fund to pay for their mortgages, applying for a provident fund loan may be counted as a second home loan.

Information required for provident fund loans: 1. For loan applications with complete information, banks will promptly accept and review them and submit them to the provident fund center in a timely manner.

2. The Provident Fund Center is responsible for approving loans and notifying the bank of the approval results in a timely manner.

3. The bank will notify the applicant to handle the loan procedures based on the approval results of the Provident Fund Center. The borrower and his wife will sign a loan contract and related contracts or agreements with the bank, and submit the loan contract and other procedures to the Provident Fund Center for review. The provident fund center will transfer the money after approval.

For entrusted loan funds, the entrusted bank will issue loans in full and on time as stipulated in the loan contract.

5. If the guarantee is in the form of a housing mortgage, the borrower must go to the housing property rights management department in the area where the house is located to handle the real estate mortgage registration procedures. The mortgage contract or agreement must be signed by both husband and wife. If it is pledged with securities, the borrower must hand over the securities.

The management department or alliance center will take custody and keep it.