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The difference between Yu’ebao and Yulibao

1. The difference between Yu’ebao and Yulibao is that they have different customer groups. Both Yu’ebao and Yulibao are monetary funds, but there are also differences.

First, their customer base will be different.

Yu'ebao is mainly for individual users, while Yulibao is mainly for operators and enterprises.

Yu'e Bao supports real-time payments with different quotas.

The daily limit for a single account is 10,000, and each individual account supports 100,000 companies every day.

The maximum subscription limit for Yulibao enterprise accounts is 50 million yuan, and for small and micro operators is 10 million yuan for individuals, with no subscription limit.

Average returns vary.

The rate of return is different.

Yu'e Bao's average return in the past month was 3.98%, compared with 4.09%.

2. Yu Li Bao’s income is slightly higher than Yu’e Bao.

Yu'e Bao is a financial product that has been adopted by Alipay and recognized by many consumers.

It is very convenient and simple to operate.

Yu’e Bao allows online and offline payments and cash withdrawals at any time.

It's very flexible, but one of its drawbacks is lower income.

Yu Li Bao is an upgraded version of Yu’e Bao.

It is a cash management product for small and medium-sized enterprises and small and micro self-employed individuals.

Its products have low risks, high liquidity, and higher returns than Yu'E Bao.

3. Yu’e Bao is a product of Ant Financial that balances value-added services and demand fund management services.

It has the characteristics of simple operation, low threshold, large zero poundage, and easy to use.

In addition to financial management, Yu'E Bao Yu Bao can also be directly used for shopping, transfers, payments, repayments and other consumer payments.

It is a cash management tool in the mobile Internet era.

Yubao remains China’s largest money fund.

Yu’e Bao continues to enter various consumption scenarios, bringing small but beautiful changes to users.

Since 2014, Yu'E Bao has launched zero-yuan mobile phone purchase, car purchase and other projects, allowing Yu'E Bao users to enjoy privileges on the spot and experience Yu'E Bao's imaginative consumption.

In March 2015, Yu'E Bao took the lead in buying a house, which was a major breakthrough in Yu'E Bao's consumption field and the first time that Internet financial tools were introduced into the real estate industry.

4. Yulibao is a cash management tool created by Alibaba e-commerce bank for operators.

It has the characteristics of high efficiency and easy entry and exit of funds.

Yulibao can purchase funds in multiple currencies in accordance with regulations, and operators can transfer up to 100,000 yuan of bank cards for free every day.