A 24-year-old girl with a monthly income of 6000 yuan, how to manage her finances? Hello, many people ask you similar questions. Most of them are young, just working, and they don't accumulate much money. After spending every month, the balance is very small, and some of them are simply moonlight families. I believe you are one of them. But they all have a common desire: to make their lives more comfortable. It is not difficult to achieve this goal, but it takes time and patience. And the following: first, you need to keep an account. By keeping accounts, you can find unnecessary expenses and cut them to increase the balance. With the balance, you can think about financial management. Secondly, set an achievable goal. For example, buying a car in three years, or traveling a year later, but it must be possible. A young man with a monthly income of 1500 once asked online how to accumulate 1 million in three years. I can only laugh it off. Third, determine the risks you can bear. Generally speaking, young people can take more risks. After all, young people can earn again after losing money, and men and women have different risk tolerance. You can determine your investment direction by determining your tolerance. After the above three points are confirmed, you can start the specific operation: study the specific financial management methods. When it comes to financial management, people will think of stocks, funds, insurance, national debt, foreign exchange and so on. The above five investment categories can also be subdivided into several subcategories. Because some investments require high knowledge, not everyone can participate in every investment. There are only two suitable for everyone, fund (expert financial management) and insurance (perfect protection). For young people with little balance, I mostly advise them to make a fixed investment through the fund, so that their wealth will increase steadily for a long time. There are several ways for the fund to make a fixed investment: first, get a bank card, then sign an agreement with the fund company, automatically deduct a certain amount from the bank every month, and buy one or several funds within a certain period of time. But this money is not mandatory to be paid every month, because you can not deposit the money in the bank card! Second, if you have a stock market account, you can buy a certain number of funds every month. But it seems that the minimum purchase amount is 1000 yuan. In addition, I would like to give some suggestions: First, you earn hard money, so please check your income from time to time. Second, you don't need to buy it if you don't handle the fixed investment of the fund. When the net value of the fund falls, you can buy a part at one time to reduce the unit cost. Simply put, it is a combination of one-time purchase and monthly fixed investment. 3. Financial management is not getting rich overnight. You can only gradually accumulate some insurance problems: I don't recommend that you buy savings insurance for young people who have just started to work (you can't withdraw in advance or lose a lot of principal after deposit) or buy whole life insurance at a young age (the payment period is too long, so it is more a burden than a guarantee). I suggest you buy accident insurance for the sum of your income for ten years (this is your responsibility to your parents). Families with newly-born children should not buy life insurance or so-called education funds for their children. Children's future education, medical care and insurance will all come from their parents, in other words, parents will have comprehensive protection for their children's future. It is not too late to consider the children's education fund, retirement planning and so on when the family has a certain economic foundation in the future. Finally, everyone's economic environment is different, so even the same financial question has different answers. If you need help, send me an email!

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A 27-year-old girl with a monthly salary of 1 10,000. Is it very high? It depends on where you are and your educational background.

1. If you graduate and work in Shanghai, your salary is not high.

If you just graduated from junior college and work in Shanghai, the salary at this age is ok.

If you just graduated from high school and work in Shanghai, the salary should be high.

If you are in a small city, the salary will be high.

How to manage money with a monthly income of 3000 yuan? There are many ways of personal investment and financial management, such as fixed term, national debt, entrusted financial management, funds and so on. If you buy with our card, I suggest you consult the financial manager of our outlets.

A 27-year-old girl with a monthly income of 1000 yuan. Is her salary high? Look where it is. If you want to go to a first-tier city like Beishangguang, 10,000 yuan can only be said to be medium. If you are in a second-tier city, it will be very high. After all, you should know that the money alive now is really worthless.

How to manage money with a monthly income of 6 thousand? Estimate the basic living expenses of each month, and the remaining money can be saved regularly or bought into some funds after the living expenses are enough.

How can a 25-year-old girl manage her money without money? What happened? No matter who owns his money, as long as it can be used by me, the profits earned are mine!

/kloc-how should girls aged 0/9 learn to manage money? It is recommended to learn bookkeeping first!

Let's talk about bookkeeping. Perhaps many people will find bookkeeping a boring and shameful thing. Get rid of this idea at once! Say to yourself loudly that bookkeeping is a very meaningful and personalized thing!

The most fashionable behavior now is to keep accounts online. If you enter "accounting" in Baidu, you can find many accounting websites or download many convenient accounting software. It only takes ten minutes a day, and what you get is absolutely beyond your imagination.

Remember: detailed records are only a good foundation, and the important thing is analysis.

Finally, I recommend that you use blue soft family finance for bookkeeping. This software is easy to operate and always free! Look! I even saved you money on software!

How do unmarried girls with a monthly income of 1000 or more manage their finances? Deposit in 200 yuan every month to make a fixed investment in the fund. For example, rich countries are profitable.

I had an accident with a 24-year-old independent girl earning 3000-4000 a month. How can we learn to manage money? First, there are many important things in life, but they are often inseparable from the rational use of money. The importance of financial management is self-evident. Therefore, it is very important to establish a correct and comprehensive concept of financial management. In addition to consulting professional financial planners, it is also a good way to learn from books and enrich yourself. It is suggested that the landlord find some professional financial books to read and not be confused by the one-sided so-called "investment and financial management". Financial management covers a wide range, including children's education planning, personal housing planning, personal marriage planning, pension planning, personal tax planning, insurance planning, medical security planning, and inheritance planning. And investment planning is only a part of it.

Two, in order to realize the stable appreciation of wealth, in the case of ensuring the correct principal, the following measures can be taken:

1, zero deposit and lump sum withdrawal. Go to the bank for deposit and withdrawal business, and you will have a savings balance after 3-5 years. But the income will not be very high, so don't expect higher income from bank deposits. Now is the era of negative interest rates. However, the main goal and task of the landlord during this period is to accumulate capital. Suppose the landlord can have a net balance of 2,000 yuan per month, a stable salary income and a savings of 24,000 yuan per year.

2. Automatic rollover. When you open an account in a bank, it is agreed that the due principal and interest will be automatically transferred, and the time value function of compound interest will be fully utilized, which is also commonly known as "rolling interest and snowballing". The income will be higher, and the trouble of queuing at the bank counter will be saved. Because of the expectation of RMB interest rate hike, it is suggested that the deposit period be limited to half a year. Please consult the bank staff for details. The suggested proportion is 30%, that is, about 1000 yuan.

3. The fund will make fixed investment. If you want to get higher income, the landlord can learn more and choose a fund with better income in the last 3-5 years to make a fixed investment [refer to the list of funds of Morningstar and Cai Zhong. ]. Generally, the lowest starting point is 300 yuan, that is, 300 yuan is used to make a fixed investment in the fund every month, which can be automatically deducted from the wealth management account, which can not only dilute the cost and reduce the risk, but also realize the function of compulsory savings. Its high income can reach about 10% every year. Pay attention to compare the commission rates of different banks or funds.

Funds also have great risks. It is suggested that the landlord choose bond funds and monetary funds, with low but relatively stable returns. Landlords can also invest in hybrid funds or equity funds with relatively large risks and relatively large returns according to their own risk tolerance. The suggested proportion is 30%, that is, about 1000 yuan. For different types and risks of funds, please refer to relevant books and periodicals.

4. It is also a good choice to buy some national debt appropriately. The suggested proportion is 30%, that is, about 1000 yuan.

Of course, it is to increase revenue and reduce expenditure, live within our means, and accumulate as much capital as possible as soon as possible, so as to make use of capital "Qian Shengqian" in the future. I hope to realize financial freedom as soon as possible!

My monthly income is about 1300. How to manage money? Learn to live within your means first, and then you can manage your money with the balance.

I suggest buying some life insurance and saving some money. Live within our means, buy a little, and the fund will invest. The fund is an expert in helping you manage your money. The minimum starting capital of the fund is 65,438+0,000 yuan, starting from 200 yuan.

The fund is an expert in helping you manage your money. The minimum starting capital of the fund is 65,438+0,000 yuan, starting from 200 yuan.

Go to a bank or fund company to buy funds. Banks can act as agents for many fund companies, and specially open accounts to find bank financial counters. At present, some securities companies also have agents to trade funds. After the bank opens online banking, there is a general discount for online shopping.

Make a self-understanding first, whether it is high risk and high income or steady capital preservation income. The former buys stock funds, while the latter buys bonds or money funds. After determining the type of fund, the choice of fund can be based on fund performance, fund manager, fund scale, fund investment direction preference, fund charging standard and so on. Online ranking of fund performance. Steady stock funds can choose index or ETF. It is best to choose back-end payment for fixed investment. I'm afraid I won't make a specific recommendation. Only the feet know whether the shoes are good or not.

Generally speaking, there are two ways to invest in open-end funds, single investment and regular quota. The so-called fund "fixed investment" means that investors invest a fixed amount (such as 10 yuan) in the designated open-end fund at a fixed time every month, which is similar to the bank's zero deposit and withdrawal method. Because of the low starting point and simple method, the fund is also called "small investment plan" or "lazy financial management"

The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market.

It is always an opportunity to invest in stock funds to make a fixed investment, but only if you have the determination to persist can you see the effect.