There are two main algorithms for the maintenance fund of Xinyue Apartment; 1. Calculated according to the total purchase price of Xinyue Apartment: 2% of the total house price; 2. Calculated according to the construction area of Xinyue Apartment. When the commercial housing of Xinyue Apartment is sold, the purchaser and Xinyue Apartment Unit shall sign the relevant maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the ratio of 2-3% of the purchase price of Xinyue Apartment.

Xinyue apartment is a house bought by mortgage and can be handled through a loan company. Because if the house of Xinyue Apartment is mortgaged in the bank, the bank will not accept the second mortgage, and only after the house of Xinyue Apartment is mortgaged can it be mortgaged again.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!