No, the money fund in Alipay can invest for a long time or for a short time. Currency type has the characteristics of low risk, stable income and high liquidity, which is more suitable for short-term investment, and long-term investment will lose opportunity cost.

Money fund is a kind of fund, which mainly invests in money market instruments, such as deposits, certificates of deposit, short-term bonds and central bank bills. It is more suitable for investors with low risk tolerance.