How about bond fund wealth management products?
There are many bond funds, and the yield of each bond fund is different. If we just look at the wealth management products of a bond fund, we should consider them from many aspects, generally from the past performance and profitability of the fund manager, the historical performance of the bond fund, the fund scale, the morning star level and so on.
Taking Morningstar classification as an example, the specific details are as follows:
The greater the Morningstar risk coefficient, the greater the risk, so if you want to choose a bond fund with a small risk coefficient, you must choose a bond fund with a small coefficient. Revenue is generally proportional to risk. Before buying a bond fund, you should analyze your risk tolerance. However, bond funds are still relatively stable, and there is basically no great risk.
Take the fund manager as an example. The details are as follows:
To buy a bond fund, we entrust the money to the fund manager for management. Fund managers' decision on the variety and time of buying and selling has a great influence on the ups and downs of performance, their own investment ideas and the thinking of fund operation. Therefore, it is a key point to look at the working hours, past performance, rate of return from employment and rate of return during the term of office of fund managers.
Are bond fund wealth management products risky?
Bond fund wealth management products generally belong to medium and low risk, and the risk is lower than that of hybrid funds and equity funds, so the risk is not great. But generally, as long as it is a wealth management product, there will be risks, which does not mean that you will definitely make money if you buy it, but also depends on the future market conditions. But overall, the risk of bond fund wealth management products is relatively small, and if it is held for a long time, the possibility of making money is still quite large.