1. To apply for housing provident fund loan, the borrower needs to submit a written application to the bank, fill in the housing provident fund loan application form and truthfully provide relevant information: such as the housing provident fund deposit certificate; Identification certificate; Proof of stable family income; Purchase contract; Proof of collateral valuation; Other information required by the provident fund center.

2. The bank accepts and examines the loan application with complete information in time and submits it to the provident fund center in time.

3. the provident fund center is responsible for approving loans and informing banks of the approval results in time.

4. The bank informs the applicant to go through the loan formalities according to the results of the examination and approval by the Provident Fund Center, and the borrower and the bank sign the loan contract and other related documents, and send the loan contract and other formalities to the Provident Fund Center for review. After the approval by the Provident Fund Center, the entrusted bank will allocate the entrusted loan fund, and the entrusted bank will issue the loan in full and on time according to the loan contract.

5. The borrower goes to the real estate registration department to handle the mortgage registration procedures.

the specific handling process varies according to the situation in different places, and the regulations of the local housing provident fund management center shall prevail.