If an employee dies before retirement, the amount stored in his personal account of basic old-age insurance (including part of the principal and interest paid by the individual in his personal account on or before February 36, 2005) shall be paid by the social insurance agency to his legal heir or designated beneficiary in one lump sum. Before June 5438+February 365438 +0, 2005, the part of the basic old-age insurance premium paid by the enterprise that was credited to the personal account was incorporated into the social pooling fund. Can the old-age insurance and housing accumulation fund paid by individuals be refunded after the employees of the unit die before retirement? Go to the enterprise and ask what information you need to provide. After providing it to the enterprise, the enterprise shall be responsible for the formalities of paying back the housing provident fund and the personal account of endowment insurance.

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