Can 4000 yuan buy a fund to make money? Buying foundation won't ruin you.
Can you make money by buying a fund?
As the saying goes: investment is risky, so you need to be cautious when entering the market. This principle is the same in any investment field. When investing, we should not only see rich returns, but also see the investment risks we should bear. If you want to buy a fund to make money, you need to learn the expected annualized expected return step by step.
Factors affecting the expected annualized expected return of the fund;
1. Impact of market conditions: General money funds have the least risk, but the expected annualized expected return is equivalent to 1 year time deposits; Bond funds and equity funds are relatively complementary. When bond funds are good, stock funds are slightly inferior; When equity funds are good, bonds are slightly worse.
2. The influence of fund managers: The expected annualized expected returns of professional and highly professional fund managers are quite impressive. However, if the fund manager suddenly changes jobs and has a new fund manager, the investment ideas and styles will change; Maybe the performance is not as good as before; There are also some fund managers with bad personalities. They sell money at a low price and buy their own rat barn at a high price, and raise hundreds of people at the same time. When they meet this kind of fund manager who harms others and benefits themselves, our investment risk will be very great.
3. Personal operation influence: Generally speaking, fund operation and trading are still very simple, but the personal operation style is different. Some people pay attention to related fields, understand the market conditions, and successfully buy low and sell high for many times, so the cumulative expected annualized expected return is naturally high. There are also poor psychological quality, chasing up and down, the principal is limited, the more transactions, the less profit.
How much can you earn by buying a fund for 5000 yuan?
The expected annualized expected return of each fund is influenced by many factors, and its net value is also different. For the convenience of calculation, Bian Xiao uses the well-known "Yu 'ebao" to calculate (Yu 'ebao is actually the Tian Hong Yu 'ebao money market fund).
As a monetary fund, the expected annualized expected return of Yu 'ebao is higher than that of banks, but unlike banks, the expected annualized expected return of Yu 'ebao is fixed. The average value of Bianxiao is about 2.3%: 50002.3%= 1 15 yuan.
Expected annualized expected returns may not be satisfactory. Investors can choose funds according to their risk-taking ability. All funds cannot guarantee the expected annualized expected return of 100%. Please be careful! For example, the "Yu No.2" purchased.