When buying a fund, it is very important to learn to take profit, because the fund belongs to the fluctuation type. Once you miss the best profit point of the fund, the fund is likely to fall, so it will be stuck in it. So how much profit is appropriate for the fund? Today, Bian Xiao has compiled some fund-related knowledge for everyone. Let's have a look!

How much profit is appropriate for the fund?

There is no fixed standard for fund profit-taking, but a target value can be set according to market conditions, which means that once the fund reaches the target rate of return, it will be redeemed in time. It is worth noting that the general market conditions will affect the trend of the fund. When the market is not good and the fund continues to fall, investors can stop and sell at this time to avoid further losses caused by the continuous decline of the fund's net value, or make profits and ensure profits.

Fund profit 15% or 20% depends on its own situation. The purpose of fund profit is to redeem it in time when it reaches a certain expected rate of return, so as to protect its expected income and prevent the fund from depreciating.

If the fund market is good, you can set a bigger profit target, that is, 20%. In addition, if your personal style is relatively low, you can also consider selling half at 15% and selling the remaining half at 20%.

Of course, if you think that 15% is enough, then it is correct to sell it all, because there is no optimal solution to the investment itself.

When the fund takes profit, it can refer to the net value of the fund, and when the net value of the fund falls from the highest point to a certain value, it takes profit. In addition, you can also take profit according to the valuation of the fund, such as buying more when it is undervalued, so that you can buy more low shares with the same amount, buy less when it is overvalued, and take profit decisively when it is high. Because the fund may fall after reaching a relatively high level, the fund is fluctuating and will not keep rising, so pay special attention when it is at a high level.

Fixed investment and profit rules

1, target take profit method

You can set a target value before buying a fund. When the fund reaches your target value, you can make a profit. For example, the expected profit-taking point of some investors is 10%. Once the fund has a return of 10%, it will be redeemed.

2. Maximum back-off method

The maximum retracement refers to the difference between the lowest point of the fund's net value and the highest point in the previous period. Investors can set an exit threshold for funds with target returns. When the net value of the fund falls below the threshold, they will immediately sell all the fund shares and complete the take profit.

3. Valuation profit method

When the valuation is relatively high, sell take profit. Under normal circumstances, when the valuation percentile is greater than 60%, it has been explained that it is on the high side, and it can be considered to sell in batches.

4. Dynamic profit method

Dynamic profit-taking method refers to the change according to the change of fund market. For example, the take profit point of 10% set by investors will increase by 10%, but it is worth noting that if there is a 5% retracement in the middle, it is necessary to consider taking profit immediately.

When the fund falls,

It is impossible to predict when the fund will return to its original capital after falling, but it does not mean that it will return to its original capital after rising. For example, if you have 100 yuan, it will decrease by 50%, that is, you will be left with 50 yuan, and if you increase it by 50% on the basis of 50, you will increase 25 yuan. Now your principal is 75 yuan. Only by increasing 100% on the basis of 50 can the principal be returned to 100.

When the fund falls 10%, the required fund rises 1 1%. Only when the fund falls by 20% can it return to its original value. If the fund falls by 30%, it needs to rise by 43% to recover its capital. Therefore, the deeper a fund falls, the harder it is to rise back.

So when the fund falls to a certain extent, it is very important to learn to stop loss. Secondly, when the fund falls sharply, be careful not to cover the position immediately, and analyze the reasons for the decline of the fund. For example, the fund manager's investment strategy is wrong, which leads to the fund's loss and the fund's scale is getting smaller and smaller, so it is recommended to stop the loss in time.

However, if there is nothing wrong with the fund itself, there is nothing wrong with the fund manager, but the fund market is not good. When the fund market turns better, you can consider covering the position when the fund falls, and spread your position cost equally by increasing the position share.