Actually, this is an illusion. The bank confirms that it will not take longer to buy funds than in other places.

Just as a consignment channel, the time to show the share will be delayed by one day.

The confirmation of the fund, whether it is purchased through any channel, whether it is a bank, a brokerage or an official direct sale of the fund, is confirmed on T+ 1 day.

Just as banks and brokers, most of these consignment channels only show the fund shares you bought on T+2.

Not showing is not unconfirmed.