Some holidays are shorter, others are longer, such as National Day and Spring Festival. Many people worry that the uncertainty of the market will lead to certain risks during the holidays, and feel that it is safer to keep the package.

This kind of worry is understandable, but it is difficult to predict the market where funds exist as a long-term investment method, but we pay attention to its long-term performance when buying funds. If you analyze that the fund you hold is a long-term optimistic investment risk, then you can ignore the impact of short-term market fluctuations. In the new year, it is good to hold funds safely.

During holidays, the fund's income remains unchanged, except for the monetary fund.

Extended data:

Precautions for holiday subscription fund:

Although the fund is a long-term investment, most investors cannot change the habit of frequent subscription and redemption in the short term. So be sure to calculate the holding time of the fund.

The holding time of this fund = the confirmation date of fund redemption and the confirmation date of fund subscription.

The fund calculates the income during the holding period, and the confirmation date is the confirmation date of the fund share. The confirmation date shall be calculated as working days, and the subscription and redemption of the Fund shall be confirmed on T+ 1 day. Let's take the National Day in 2020 as an example. There are two holidays around National Day, September 27th and June 5438+00. I go to work normally these two days, but it can't be counted as a working day. The subscription of funds on September 27th will not be confirmed until June 9th 10, and it will be closed from June 8th to June 8th. Therefore, people who want to buy funds before holidays should pay attention to the calculation of working days.

Money fund is a special case in the fund, even on holidays, it is profitable every day. The fixed investment date of the money fund is also T+ 1 day after the subscription, and the income will be enjoyed after the share is confirmed. This is also the advantage of the Monetary Fund compared with other funds.

Generally speaking, in order to protect the interests of the original holders, the Monetary Fund will suspend the subscription of the Monetary Fund in advance. At this time, we should pay attention to the announcement of fund companies in advance and make investment plans in advance according to the announcement.