There are so many types of venture loans now, as long as you choose a formal and reliable platform.

It is recommended to use rich flowers, which is a credit brand of Xiaoman Finance. Provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). Consumer loans with money to spend, the daily interest rate is as low as 0.02%, and the annualized interest rate is as low as 7.2%. It has the characteristics of simple application, low interest rate, fast lending, flexible loan repayment, transparent interest rate and strong security.

For family entrepreneurship, on May 2 1 day and May 2 1 day, Du Xiaoman Finance launched a small-scale activity with the theme of "family and prosperity", providing 654.38+10,000 "daily interest insurance" packages to help small and micro enterprises grow. Limited quantity, first come, first served. For details of the event, please refer to the Xiaoman Financial APP page.

I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process.

Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.

Is it easy to apply for college students' entrepreneurial loans?

It's good. Apply.

Different cities have different policies for college students' entrepreneurial loans, and the loan amount is also different. Take several common cities as examples.

Beijing: Starting a business can get a single loan of up to 500,000 yuan. Those who start a business to a certain scale or become re-employment stars can also apply for higher loans.

Shanghai: Generally, the amount of entrepreneurial loans for college students in Shanghai is about 30,000 yuan, and the business scale can be increased to 654.38+10,000 yuan. In addition, Shanghai has also set up an "angel fund" for college students' entrepreneurship. College students' entrepreneurial loans are up to 300,000 yuan.

Chongqing: In principle, applying for a small secured loan is less than 20,000 yuan. College students can start their own businesses and absorb more than two laid-off workers. The loan amount can be relaxed to 50,000 yuan, and the maximum loan for a partnership enterprise is 400,000 yuan.

Fujian: Except for college students who start their own businesses, they can apply for a business guarantee loan of up to 300,000 yuan, and the maximum loan amount for other qualified personnel is adjusted to 654.38+10,000 yuan.

Qingdao: When college students return to their hometowns to start businesses, they can enjoy the relief of office space provided by the Municipal Bureau of Human Resources and Social Security, a one-time business start-up subsidy of up to 30,000 yuan, a small secured loan of up to 450,000 yuan and a business start-up post development subsidy of 2,000 yuan.

What is the maximum loan for college students to start a business?

College students' entrepreneurial loans are all, and the loan amount is not high, which is generally controlled within tens of thousands of yuan. Borrowing students need a guarantor to guarantee themselves in the process of applying for business loans. The guarantor requires good economic ability and credit. When evaluating the loan amount of borrowing students, it is usually that the better the guarantor's qualification, the higher the loan amount that borrowing students get. At the same time, the entrepreneurial project of the borrowing student and the performance of the borrowing student during school will affect the amount of entrepreneurial loans he can apply for.

Upper limit of college students' entrepreneurial loans-Shanghai

In order to encourage graduates to start businesses, Shanghai has set up an "angel fund" for college students to start businesses. The "angel fund" for college students' entrepreneurship is up to 300,000 yuan, and college students can get 500,000-300,000 yuan in support.

The amount of funding for entrepreneurs and individual entrepreneurial projects under the "Entrepreneurship Eagle Plan" is no more than RMB 200,000.

The amount of funding for the "Entrepreneurship Eagle Program" does not exceed 500,000 yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Chongqing

University graduates who have not been employed for more than half a year and have a fixed account can register in the neighborhood Committee where the account is located and apply for a bank mortgage or secured loan of 3,000 to 4,000 yuan; In addition, in order to adapt to the changes in the employment situation of college students, in the past two years, Chongqing has successively introduced measures such as self-employment of college students, equal opening of employment resources and employment market to local and foreign students, and created more employment opportunities for college graduates.

The Upper Limit of College Students' Entrepreneurship Loan —— Taiyuan

Taiyuan registered unemployed college graduates who want to start their own businesses can apply for a small secured loan of no more than 50,000 yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Fujian

Self-employed college graduates can enjoy various forms of discount policies such as small secured loans, with a maximum discount loan amount of 50,000 yuan.

The Upper Limit of College Students' Entrepreneurship Loan —— Qingdao

Qingdao allocated100,000 yuan to set up the "Qingdao College Graduates Entrepreneurship Support Fund" to support college graduates to start their own businesses. Self-employed college graduates can apply for small secured loans, with the maximum loan amount not exceeding 50,000 yuan. For those engaged in low-profit projects, the finance at the same level will give full discount according to the facts; Teams with more than two people can be relaxed to 200,000 yuan.

Where Dongguan registered college students apply for self-employment and self-employment, and the borrower provides effective mortgage (pledge) counter-guarantee, the secured loan amount shall not exceed 80,000 yuan (including 80,000 yuan); If the borrower provides a third party with a fixed income source as a joint and several liability guarantee for counter-guarantee, the secured loan amount shall not exceed 50,000 yuan (including 50,000 yuan); If the borrower cannot provide counter-guarantee, the secured loan amount shall not exceed 30,000 yuan (including 30,000 yuan). If small and medium-sized enterprises are established in the form of partnership or organization, according to the counter-guarantee provided by the borrower, the secured loan amounts are 200,000 yuan, 6,543.8+0.5 million yuan and 6,543.8+0.5 million yuan respectively. The term of secured loans is generally not more than two years.