The process for full refund of housing provident fund is as follows: 1. Submit application: Applicants need to submit an application to the housing provident fund management center or provident fund online service hall, fill in the "Housing Provident Fund Personal Account Fund Withdrawal Application Form", and provide relevant supporting materials.

Such as ID card, household registration book, labor contract, pay stub, etc.

2. Review the application: The Housing Provident Fund Management Center will review the application to confirm whether it meets the withdrawal conditions, such as the applicant's purchase of a house, repayment, renting, retirement, illness, etc.

3. Application passed: After passing the review, the applicant needs to go to the designated bank counter or ATM machine to withdraw the money within the specified time, and needs to provide a bank card and ID card.

4. Withdrawal: After the withdrawal is successful, the funds will be directly transferred to the applicant's bank account, and the applicant can check the balance on the bank card.

To apply for housing provident fund, you need to prepare the following materials: 1. Identity certificate: including ID card, household register and other documents.

2. Personal provident fund account application form: You can get it from the local housing provident fund management center or download and print it.

3. Personal bank card: used to receive and pay provident funds.

4. Personal tax registration certificate (depending on local regulations).

5. Labor contract or employment contract, labor dispatch agreement, individual industrial and commercial household business license and other documents proving work identity.

6. House sales or lease contracts, house property ownership certificates and other documents proving housing conditions.

7. Other relevant supporting documents, such as marriage status certificate, divorce agreement, etc.

To sum up, applicants need to meet certain conditions to withdraw the full amount of housing provident fund, and certain handling fees and personal income tax will be charged when withdrawing.

Therefore, you need to carefully understand the relevant policies and procedures before withdrawing.

Legal basis: Article 19 of the "Housing Provident Fund Management Regulations of the People's Republic of China" stipulates that the housing provident fund paid by individual employees shall be withheld and paid by the unit from their wages every month.

The unit shall remit the housing provident fund deposited by the unit and paid on behalf of employees to a special housing provident fund account within 5 days of the monthly payment of employee wages, and the entrusted bank shall include it in the employee housing provident fund account.