In the past year or two, the effect of making money by the fund is not bad, so it attracts a large number of investors to seek gold in the fund market. With more and more people buying funds, there are more and more new funds. Many novices often don't know how to choose a variety of fund products, so fund portfolio has gradually become a new way of fund investment.

The fund portfolio takes the fund as the investment object. By grasping the timing of large-scale asset allocation, investors can select excellent funds for investment and adjust the asset allocation of fund portfolios in time according to market conditions. This investment method can effectively spread the investment risk, and also control the fluctuation in a lower range and strictly control the maximum withdrawal.

With the increasing demand for fund portfolio, some financial institutions in the market have launched scientific and steady portfolio allocation services to help investors better achieve their investment goals. For example, regular profit 360 is a fund portfolio product.

Regular income is a kind of fund portfolio product, and the regular income fund portfolio selects several funds to invest in the whole market. Because the investment goal of this product is to pursue steady appreciation, a large proportion of investment funds are fixed-income fund products, which are mainly used to balance market risks, and a small proportion is allocated to equity funds to strengthen income.

At present, both Du Xiaoman and JD Finance have regular profit fund portfolios, of which Du Xiaoman's recommended holding period of 360 days is 360 days. Investors are advised to hold it at maturity and also support redemption in the middle. After the expiration of the holding period, it can be redeemed, and it can continue to be held if conditions permit.

According to the introduction of Du Xiaoman's wealth management APP, the historical annual return range of Du Xiaoman's 360-day fixed interest is 5.2 1%- 13.04%, and the recommended holding time is 360 days. The probability of historical holding leading to annualized income is 10%+. This product does not guarantee the principal and interest, but according to the historical income, the maturity income is positive, so investors are advised to hold the maturity.

Compared with buying a fund alone, the combination of regular income funds can effectively spread investment risks. If investors want to buy this product, they can open Xiaoman Financial APP through Xiaoman Financial APP, find the "Steady Financial Management" point at the bottom of the homepage, then find the "regular income"-"360-day regular income" and choose to buy it immediately. Products from 65438 yuan+0,000 yuan.

Investors need to carry out risk assessment when purchasing regular income products. It is suggested that you purchase wealth management products within your own risk tolerance range according to the risk assessment results, so as to avoid unbearable consequences in case of losses. Financial management is risky, and investment needs to be cautious!