20 15,101October 24, the interest rate of provident fund loans was adjusted and implemented. The interest rate of provident fund loans for more than five years is 3.25%, the monthly interest rate is 3.25%/ 12, and the interest rate of provident fund loans for less than five years is 2.75% per year, which is consistent throughout the country. Notice on Adjusting the Deposit and Loan Interest Rate of Housing Provident Fund According to the provisions of the People's Bank of China, the deposit interest rate of individual housing provident fund will be lowered as of June 28, 2005. Among them, the deposit interest rate of individual housing provident fund collected in that year remained unchanged at 0.35%; The deposit interest rate of individual housing provident fund carried forward from the previous year was lowered by 0.25 percentage points, from 1.85% to 1.6%. Article 2 From June 28, 2005 to June 28, 2065438, the interest rate of individual housing provident fund loans will be lowered. The interest rate of individual housing provident fund loans for more than five years was lowered by 0.25 percentage points, from 3.75% to 3.5%. The interest rate of individual housing provident fund loans for five years or less was lowered by 0.25 percentage points, from 3.25% to 3%. Article 3 From June 28, 2065438+2005, the interest rate of housing provident fund loans to support the construction of affordable housing will increase by 10% according to the adjusted interest rate of individual housing provident fund loans for more than five years.