The bank's wealth management products are not funds and do not belong to funds. Both belong to a way of personal investment and financial management. The bank's wealth management product is a fund investment management plan developed, designed and sold by the bank for specific target customers, while the fund is a wealth management product issued by fund companies, and the bank only provides a sales platform.

It should be reminded that bank wealth management products and funds are risky, but different products have different risk levels, but risks and benefits generally coexist.