Just like the last round of bear market, many people also lost almost 50%, but they often held it for a long time. By the time of the last round of bull market, most people had recovered their capital and still had a small profit.

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Because in the long run, the market index will definitely reach new highs!

Funds are long-term investments. When buying a fund, you must be prepared to hold it for a long time.

The investment period should be taken into consideration and try to avoid frequent subscriptions and redemptions in the short term to avoid unnecessary losses.

The stock market has continued to plummet recently, and funds will naturally not be immune. Fund plummets are also temporary, and long-term holding of funds will pay off.

The following are the reasons for choosing to redeem funds: First, individuals have no choice but to use money urgently.

Second, fund fundamentals change.

That is, the company or fund manager to which the fund belongs has changed.

Third, there are obvious differences in performance compared with similar funds. If there is a significant gap in performance, find the real reason.

Fourth, views on the market outlook.

If you are really no longer optimistic about the future market, choose to redeem the fund.