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1. Huatai Zijin tiantianfa is an innovative cash asset management plan launched by Huatai Securities on the premise of ensuring the safety and liquidity of investors' funds. The wealth management product has the characteristics of low risk and stable income. Huatai Zijin tiantianfa was formally established on August 2, 20 12, and the initial fundraising amount reached 4 1.9 1 100 million yuan. According to the plan at the time of establishment, the investment scope is low-risk fixed-income varieties, such as bank demand deposits, bank time deposits (within 1 year) and bank agreement deposits. With the approval of the CSRC, short-term reverse repurchase, money market funds and high-grade fixed-income assets with a remaining term of no more than 366 days can be returned daily. This product adopts the dividend scheme of "paying dividends every quarter and returning at a fixed point", that is, under the premise of meeting the dividend conditions and the principle of income distribution, the dividend will be paid once at the end of each quarter, and the income distribution ratio in the collective plan is 100% of the income.
2. Huatai Zijin's daily investment scope includes bank demand deposits, bank time deposits and bank agreement deposits. And after the approval of the CSRC, you can also invest in short-term bank deposits within 1 year, short-term reverse repurchase within 3 months, money market funds, and high-grade fixed-income assets with a remaining maturity of no more than 366 days; Don't set foot in stocks either. The investment scope of Guotai Junan Cash Manager is similar, including bank deposits, reverse repurchase and repurchase of bonds, money market funds, fixed-income investment products with a remaining maturity of no more than 397 days and other securities allowed by laws, regulations or policies (except bank deposits, which must be approved by the CSRC).
3. Huatai Zijin decided not to set the participation fee, management fee and withdrawal fee according to the daily payment terms; When extracting performance reward, the performance benchmark is also set at 0.5 times of 65438+ deposit interest rate. Commercial banks are set with full consideration of the principle of "customers are the best". At present, the company is actively communicating with the CSRC to expand the scope of daily investment, from the current monetary assets to fixed-income assets, such as money funds, short-term reverse repurchase (within three months), and high-grade fixed-income assets with a remaining period of less than 366 days. "