Personal investment and financial management includes: baby money fund, certificate of deposit, smart deposit, national debt, fund, gold, trust, insurance securities and financial management. Different products have different investment starting points and corresponding risk levels. "Safe and reliable" wealth management products include money funds, treasury bonds, certificates of deposit, bank smart deposits and "low-risk" wealth management products of bank insurance securities, all of which have relatively low risk levels and are suitable for cautious investors.

For example, there are some products on the platform of Du Xiaoman Wealth Management APP (formerly Baidu Wealth Management), including bank demand deposits and time deposits, which enjoy deposit insurance protection and are paid within 500,000 yuan 100%.

For example, the current product "Sanxiang Bank Demand" can be withdrawn in advance, with a yield of about 3.9%, which can be accessed at any time, with interest on the same day, unlimited holidays, withdrawal on any natural day, real-time receipt on the same day, no trading day limit, no limit, and 65,438+000% payment within 500,000 yuan; For example, the term bank deposit product "revitalizing smart deposits" has an annualized rate of return of around 4.8%.

You can search for "download link of Du Xiaoman Financial APP" or follow "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!