1, baby asset management products
This kind of online financial asset management products is the most familiar to everyone, and the typical representative is Yu. If you deposit money directly, you will get a profit the next day. The income is directly credited to the account every day, and importantly, there is no handling fee. The money inside is basically very convenient to deposit and withdraw, but the income is not high, so it can't beat the asset management of the bank, and its popularity is reasonable. The security and convenience of asset management products themselves are understandable.
2. Fund insurance asset management products
This kind of asset management product is relatively stable, which may be the asset management product produced by the cooperation of large Internet companies and fund insurance companies. The stability of money funds and bond funds is self-evident and can be fixed, but the cycle is long and the income is high. Of course, there are many types and ways of investment funds, and you can choose open-end funds. Such funds are less risky and can be repurchased at any time.
3. Bank asset management
We know that the initial asset management of banks is mainly based on online asset management, and everyone who invests in asset management of banks knows its security, but it is also related to the operation mode of banks. However, the threshold of bank asset management is very high, generally at least $50,000. As for the low rate of return, it is good to win inflation. The other is that the period for banks to invest in asset management products is very long.