The application of networking in the fund field will enter the era, which has two characteristics: one is to provide customized fund services for customers, that is, to design fund products according to the characteristics and needs of a certain group, rather than the general needs, and finally to provide different fund products for different groups. Universal products are like popular dishes in popular restaurants, but private kitchens are needed to meet the tastes of a certain type of customers, which is the most important feature of the Internet finance era.

Secondly, the representative of the times is the current money fund, but with the development of the market, customers need more in-depth, personalized and equally safe services. Therefore, capital-guaranteed regular wealth management products will become the representative of the times.

Fund investment skills:

First, correctly understand the risks of the fund and purchase the fund varieties suitable for your risk tolerance. Most of the funds issued now are open-end stock funds, which is the most risky fund in China.

Second, the choice of funds can not be greedy and cheap. Many investors will choose funds with lower prices when buying funds, which is a wrong choice.

Third, the new fund is not necessarily the best. In the mature foreign fund market, newly issued funds must have their own characteristics, otherwise it will be difficult to attract investors' attention.

Fourth, the fund with more dividends is not necessarily the best fund. In order to cater to investors' psychology of making money quickly, some funds pay dividends immediately after the closed period. This practice is to take the money out of the investor's left pocket and put it in his right pocket, which has no practical significance.

Fifth, don't just stare at open-end funds, but also pay attention to closed-end funds. Open-end fund and closed-end fund are two different forms, and each has its own advantages in operation.

Sixth, carefully buy split funds. In order to cater to the demand of investors to buy cheap funds, some fund managers split the funds with good performance into unified net value after operating for a period of time. Most of these funds are to expand their scale.

Seventh, investment funds should be long-term. Buying a fund is to admit that financial management is better than yourself, so don't speculate on funds like stocks, or even make a difference and redeem them. We should trust the fund manager's judgment on the market.