The current financial management is that funds are flexible and open, so there is no maturity date. In addition, at present, the target of financial investment is an open-end money fund, which has no closed period and investors can carry it with them.

Current wealth management generally invests in money fund products, mainly short-term monetary instruments, with a general term of less than 1 year and an average term of 120 days, such as government bonds, central bank bills, commercial bills, bank time deposit certificates, short-term government bonds, corporate bonds and interbank deposits. Its characteristics are: low risk, stable income and high liquidity.