How much is appropriate to buy a fund to invest? Money funds can be bought as low as 0. 1 yuan, and other types of open-end funds are basically 10 yuan, so from the perspective of fund investment threshold, it is advisable to invest as much as possible. Judging from the asset allocation of investors, the amount of fund investment needs to be planned.

1, one-third method

The so-called dichotomy refers to dividing assets into three parts: one third is used for savings, including bank deposits, national debt and other capital preservation and fixed income products; One third is used to buy fixed assets, such as real estate; One third is used for investment.

In other words, the fund investment funds should be allocated from one-third of the investment assets, which can be used to invest in funds or with other wealth management products.

2. Finger algorithm

Finger algorithm allocates investment assets according to the age of investors. The older you get, the more conservative your investment style will be, and the more "emergency funds" you need to reserve.

For example, a 30-year-old investor needs at least 30% of his assets for savings, and his investment assets cannot exceed 70%. By analogy, 40-year-old investors need to have at least 40% of their assets for savings, and their investment assets should not exceed 60%.

In practice, investors can also decide the investment proportion according to their actual assets. However, no matter what the investment ratio is, you must never borrow money to invest in the fund.