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Why is there no fund to pay for medical insurance?
The expenses paid by the company for medical insurance will enter the overall fund, that is, the funds in the overall account will be used to pay the relevant medical expenses incurred by medical insurance personnel.

Medical expenses incurred in designated hospitals can be applied for reimbursement, and the expenses for reimbursement come from the overall fund. The overall fund is earmarked, and no one or unit may misappropriate it.

The overall fund is equivalent to a public fund account, and all types of insurance have their own overall fund accounts, which are managed separately. The medical insurance pooling fund belongs to all medical insurance participants and is earmarked for special purposes. No unit or individual may use the overall fund. The overall fund can be used for medical expenses incurred by insured persons in non-designated hospitals for hospitalization or emergency rescue, medical treatment in different places, special disease clinics, and resettlement in different places.