What fund does Alipay buy with high and stable returns?
The high return of funds is generally proportional to the risk. If you want high-yield funds, you need to buy high-risk funds, such as stock funds, index funds, hybrid funds and so on. These funds can be said to have the highest income among Alipay funds, but they will also lose a lot when they lose money, so investors are advised to buy according to their risk tolerance.
If you want to pursue stability, then you can choose money funds and bond funds. Although the income of these two funds is not as high as other funds, the risk is minimal. Among them, the money fund will have income every day, and the risk is basically negligible. As long as the investor's principal is sufficient, the daily income is also very considerable. For example, the balance treasure we often use is actually the money fund we invest in.
Alipay's Skills in Buying High-yield Funds
1 Don't chase up and kill down: The most common loss method in fund investment is chasing up and killing down. Seeing that the price of the fund has been high recently, whether the fund is already at a high level or even a new high, you still buy and chase after it. When the fund is adjusted, you will find yourself trapped in a high position. In this case, ordinary investors will lose money.
2 Learn to choose: Although fund investment does not require professional knowledge, after all, fund investment means that citizens invest their funds in professional fund managers, but as citizens, they still need to know how to choose funds. Only by choosing the right fund and the right fund manager can we get better returns. The easiest way to choose a fund is to look at the performance rate of the fund manager. The higher the rate of return, the higher the ability of fund managers to manage funds. The second is to look at the historical performance of the fund. The better the historical performance of the fund, the better the fund returns. Of course, the historical performance of the fund is only a reference and cannot represent the current market.
To sum up, fund investment does not require investors to spend a lot of energy and time to manage, but for investors who don't pay much attention to funds, they can also choose investment funds. Fund fixed investment only needs to set the fixed investment time. If you choose a fixed investment fund, you will automatically buy it. Investors don't need to pay attention to the fund every day.