Personal pension refers to the social insurance premiums paid by individuals during their work to protect their life after retirement. There are usually two ways to invest in personal pension: one is to deposit the pension in banks or other financial institutions to obtain interest income; The other is to invest pension in financial products such as stocks and funds to obtain equity income or fund income.

If you want to get higher pension income through investment, you can consider investing in the following sectors:

Blue chip: Blue chip refers to stocks with high liquidity, investment value and profitability in the stock market. Generally speaking, the share price of blue-chip stocks is relatively stable, with less risk, and it is a good pension investment.

Bonds: Bonds refer to financial instruments issued by the government or enterprises to raise funds. The income of bonds generally comes from interest, and the risk is relatively low. Therefore, bonds are also a good choice for pension investment.

Monetary fund: Monetary fund refers to a fund that invests in the short-term money market. The income of the money fund mainly comes from the interest income in the money market, and the risk is relatively low, so it is a safe choice for pension investment.

Commodity funds: Commodity funds refer to funds that invest in commodity markets. The income of commodity funds mainly comes from the price changes in the commodity market, which is risky and not suitable for pension investment.