Hello, the funds transferred to Yu 'ebao are guaranteed by Alipay. Users transfer funds to Yu 'ebao and purchase corresponding wealth management products from fund companies and other institutions. Yu 'ebao consists of Alibaba and Tianhong Fund, among which Tianhong Fund is the largest monetary fund company in China. The main purpose of the monetary fund is to invest in securities with high security and stable income, such as national debt and bank deposits. As a kind of fund product, money fund has losses in theory, but from the historical data, the income will be relatively stable and the risk will be minimal.

This answer is provided by Youhuahua, a credit service brand under Xiaoman Finance (formerly Baidu Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Qianhua uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure Internet credit services. Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.