1. First of all, buying a fund depends on your risk tolerance type. If you can bear great risks, I suggest you buy indexes and stock funds, which are risky and have high returns; If the endurance is average, it is recommended to buy a stable type; If you can't take risks, buy money funds and bond funds, but there is no income. However, if the fund makes a fixed investment, it is recommended to choose a high-risk type, because the fixed investment itself can spread risks.

2. Secondly, when choosing a fund, we should use a professional eye. Generally, fund companies that have experienced bull and bear markets have rich experience. I recommend you to buy products from Huaxia and Yifangda, and companies such as Huitianfu, Yin Hua, Rongtong and Huashang are also good.

3. So, summarize the above two points. You can choose the index and stock fund products of Huaxia and E Fund Company, such as Huaxia CSI 300, E Fund 50 Index and E Fund Value Selection.

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