Fund account, also known as TA fund account (referred to as TA fund account for short), refers to the account set up by the registrant for investors to manage and record the changes in the types and quantity of funds registered by the registrant.
In order to provide convenience for investors who are unwilling or unable to buy or sell stocks directly due to other restrictions and lack of investment experience, the stock exchange has specially opened a simple, fast and low-cost account, namely the fund account.
Investors can handle fund account opening procedures with their ID cards in local registered companies and online account opening agencies, and the account opening fee is RMB 5 yuan.
Investors need to open a stock account before buying stocks. Similarly, investors need to open a fund account before buying a fund. Investors can bring valid identity documents and bank cards to the official website, securities companies, banks or other third-party consignment platforms of fund companies to open accounts.
1. Open an account with a fund company
The fund company belongs to the fund direct selling platform, and investors can directly apply for opening an account through the fund company official website. To open an account through a fund company, individual investors need to provide information such as the original ID card and the account information of the designated bank account, and complete the relevant steps.
2. Securities companies and banks open accounts
Investors can bring the original personal ID card and a carefully designated bank card to the securities company or bank business department, or the bank or securities company's app to complete the account opening. Among them, when investors open a stock account in a securities company, they usually inquire about the capital account by the way.
3. Open an account on a third-party sales platform
Third-party sales platforms such as Alipay and JD Finance can also purchase funds, and the account opening process is relatively simple. Brother Zheng Jing can fill in the name, ID number and other information according to the page prompts, and then open an account after confirming the consent of various power of attorney and binding the bank card.
Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.
From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.