Fund net value is a fund index that investors are very concerned about. The net fund value represents whether investors are profitable or losing money today, and the net fund value is closely related to the fund income. So when buying a fund, does the level of the fund affect the purchase of the fund? Let's have a look.

Does the net value of the fund affect the purchase of the fund?

Have an impact. When buying a fund, the lower the net value of the fund, the better. The lower the net value of the fund, the lower the cost price of holding positions after investors buy. Of course, there is no need for any fund to buy at a low net worth, because some funds have poor performance, poor operating ability of fund managers, and the whole fund is in a long-term market. Therefore, no matter how low the net worth of such funds is, it is not recommended to buy in full, because there is no room and strength for their funds to rise, and they will always lose money after buying.

The net value of the fund is generally updated at 8: 00 or 9: 00 that night, and the update time of different fund investment platforms is different. Fund net value and fund valuation are different, and fund valuation is an estimate of fund net value, so it is normal that fund net value and fund valuation are different when updating at night. When buying a fund, it is not recommended to buy an overvalued fund. Overvalued fund means that the fund is at a high level at this time. If you buy at this time, it will easily lead to high prices and easy to be quilted.

When choosing a fund, we can not only refer to the net value of the fund, but also choose the fund through three indicators: historical performance of the fund, fund manager and maximum withdrawal rate. Generally try to choose some fund managers with high work experience. These fund managers have rich investment experience and relatively strong fund management ability, and the fund's profitability will be better, preferably those who have experienced a complete bull market and bear market; Although the historical performance of the fund is the past performance, it can not represent the future performance of the fund, but it also has certain reference function for selecting the fund; The maximum withdrawal amount of the fund refers to the extent that the net value of the fund falls from the highest to the lowest within a period of time, and the lower the maximum withdrawal amount of the fund, the better.