At the end of the year, each fund will announce its return rate for the year. Careful investors will find that some funds have a positive return rate for the year. However, the Funds have not made much money, and have even suffered losses. Why is this?

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The reasons why funds make money but investors lose money are as follows: 1. Blindly chasing the rise and killing the fall. In the fund market, some investors like to blindly chase the rise and kill the fall, that is, they blindly buy when the fund rises and buy when the fund falls.

At that time, he sold blindly and did not have a good grasp of the trend of the fund. As a result, he made no money and also suffered a loss in handling fees.

2. The trend of funds bought at high prices fluctuates back and forth. When investors buy funds at high prices, their holding costs are higher. Even if the fund's return rate for the year is positive, investors will suffer losses.

3. Chase market hot spots and frequently change bases. Some investors like to buy funds that are in hot market spots, and market hot spots rotate quickly. When market hot spots rotate, the fund will undoubtedly retrace, resulting in losses for investors.

4. The holding time is short and they pay too much attention to the short-term trend of the fund. Some investors do not judge whether the fund is currently on an upward or downward trend, or whether it is in the early, middle or late stages. They pay too much attention to the short-term trend of the fund and ignore it.

The long-term market trend of the fund often leads to selling when the fund's rise is not good in the middle of the fund's rise, missing out on the later gains and only making a fraction of the money. During the fund's decline, hold on and hold on.

Causing it to be covered deeper.

5. Limitations of investors’ own level. Most people do not make efforts to research funds before buying, and do not formulate a complete trading rule in advance. Buying and selling are more casual, which also leads to investors buying and selling when the fund return rate is positive.

, but he is one of the main reasons for losing money.