Fund accounts can only buy and sell funds as in banks;

Stock accounts can buy and sell stocks and funds. Including closed-end funds that cannot be traded on the websites of banks, online banking and fund companies, some ETF funds cannot be traded on the websites of banks, online banking and fund companies, and stock accounts can also be traded.

2. Generally, opening a capital account in a securities company requires a 5 yuan account opening fee; Fees for stock account opening: 40 yuan of Shenzhen Stock Exchange and 50 yuan of Shanghai Stock Exchange. However, some securities companies, such as CITIC Securities Company, charge no matter what account they open.

Extended data:

(1) Report the loss of the Shenzhen securities account and reissue it.

1. If an investor loses his securities account card, he/she can report the loss with his/her ID card to China Securities Registration Shenzhen Branch or its designated securities business department and reissue the new number of the securities account.

2. If an investor loses his securities account and ID card at the same time, he shall go through the formalities of reporting the loss and completing the formalities with the ID card report loss certificate, household registration book and its copy issued by the public security organ.

3. If the investor entrusts others to report the loss, the agent shall present legal notarized documents at the same time.

(2) Loss reporting and replacement of securities accounts in Shanghai Stock Exchange.

The securities business department will handle the application for loss reporting of securities accounts according to the following procedures:

1. Carefully check the investor's ID card (if the ID card is lost at the same time, you must provide the lost ID card certificate issued by the police station under the jurisdiction of the household registration, and affix my recent ID card and official seal);

2. All securities in the securities account will be frozen.

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