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Suggestions on purchasing education funds:
1. Reasonably plan education expenses and budgets.
To buy an education fund, we must first determine the reasonable budget of the education fund from our own economic situation, not only to evaluate the current income, but also to consider the future economic situation, so as to avoid causing too much burden to ourselves because of insurance. The next step is to plan how much educational expenses children need in important periods such as high school and college. Parents can make a rough estimate according to the specific education plan and increase it appropriately according to the speed of price increase. It is reasonable to insure the general education fund at 10% of income.
2. Choose the guarantee time that suits you.
For most families, it is good to allocate education funds to children and choose to protect them until they are about 25 years old. Wait until the child is an adult before making further adjustments. However, if the budget is sufficient, it is understandable to want to protect children's marriage or start a business.
3. Ensure that it is as comprehensive as possible.
At present, the protection of education grant is no longer limited to providing education expenses, but also covers illness, medical care and death. Parents and friends can choose to protect more comprehensive education funds according to their own protection needs, so that other risks can also be protected.
4. Select the duty-free function
Parents are the greatest protection for children. Parents should choose products with insurance fee exemption function when purchasing education funds. If the payment of insurance fees is unexpectedly affected, the child can continue to be protected and the insurance fees do not need to be paid again.
Other insurance questions can be consulted by telephone.
Pre-sales product consultation: 400-880-3633
After-sales service: 95362
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