As an employer, it is necessary to pay relevant insurance for employees of the enterprise, including medical insurance, etc. Some units will also pay some extra critical illness insurance for employees on the basis of basic medical insurance. Then, what is the medical subsidy for employees with major diseases? Let's take a closer look at it. 1. What is the medical subsidy for major diseases of employees? The medical subsidy for major diseases of employees refers to the additional subsidy for employees in institutions and organs on the basis of basic medical insurance. This kind of subsidy is based on the premise that the insured suffers from major diseases. In addition to on-the-job employees, the following categories of Medicaid recipients can also enjoy certain subsidies: in the 196s, the civil affairs departments regularly and quantitatively subsidized retired employees; Poor workers approved by the Federation of Trade Unions. 2. How to get Medicaid for employees with serious illness The application for medical assistance for employees with major illness needs to fill in the application form for Medicaid of the unit where they work. The contents of the application form include: basic information and opinions of the medical insurance department. After completing the application form, submit the form and other relevant materials, including: the doctor's diagnosis certificate, admission records, the certificate of the relationship between the agent and the sick employee, the copy of the medical expense receipt and medical expense list audited by the health check-up center, and the medical expense receipt and list audited by the medical insurance office; Apply for the identity card or residence booklet of the rescuer; The representative of the village (neighborhood) committee verifies the appraisal book. Sick workers who are unable to go through the application procedures can be represented by their families, but they must have paid a certain amount of medical expenses before using Medicaid, otherwise the application will not be passed. After the application is passed, take the Medicaid documents to the hospital toll office for review and reimbursement. Third, the difference between the basic medical insurance pooling fund and the critical illness Medicaid For employees working in institutions and other institutions, their protection and subsidies are generally higher than those of employees in the company. There are not only basic medical insurance, but also medical subsidies. Next, I will introduce the difference between the two. 1. Medicaid for critical illness is more targeted. The purpose of Medicaid for critical illness is different from that of basic medical insurance. It can only be used to pay for outpatient and hospitalization expenses of some special diseases, which are called major diseases. The characteristics of major diseases are serious, difficult to cure and high medical expenses. Basic medical insurance can pay for all diseases and accidents, and it is more widely used. 2. Medicaid for critical illness has a specific threshold. Medicaid for critical illness is not paid immediately after the insured is out of danger, but the insured needs to pay a certain amount of medical expenses before paying with Medicaid. Its qifubiaozhun is related to the local average income, which is generally about 1% of the local average income in the previous year, and the highest limit is 4 times of the local average income. There is no threshold for basic medical insurance, and it is paid in proportion. The above is a detailed introduction to what is the medical subsidy for employees with major diseases. The medical subsidy for employees with major diseases is different from the basic medical insurance. The medical subsidy for employees with major diseases is a subsidy applied for when the insured suffers from major diseases.